I. Introduction

A. Overview of the Terms of Service

These Terms of Service ("Terms") govern your access to and use of the services provided by Sliver.money, Inc. ("Company", "we", "us", or "our"), including our website, applications, buttons, widgets, ads, commerce services, and any other services that link to these Terms (collectively, the "Services"), and any information, text, graphics, photos or other materials uploaded, downloaded or appearing on the Services (collectively referred to as "Content"). By accessing or using the Services, you agree to be bound by these Terms.

B. Definitions

1. Company: The term "Company" refers to Sliver.money, Inc., a decentralized finance technology startup, and its operations and Services whether provided under its legal name or any trade or brand name.
2. Services: The term "Services" refers to the applications, software, products, and services provided by the Company, including but not limited to the Beacon content hub, newsletter, and any other services that link to these Terms.
3. User: The term "User" refers to each person who visits the Company's sites or uses the Services. It also refers to the legal entity on whose behalf a person visits the sites and uses the Services.

C. Acceptance of the Terms

By using the Services, you are deemed to represent to us that you have read, understand, and agree to be bound by the Terms. You are of legal age to form a binding contract with the Company, and you have the authority to enter into the Terms personally or on behalf of the legal entity on whose behalf you are using the Services.

II. Risks and Warnings

A. Role of the Company

Sliver.money, Inc. is a technology platform that provides a conduit for you to access certain digital assets, both fungible and non-fungible, and the associated financial returns, risks, and outcomes. This includes opportunities derived from third-party providers of staking, yield farming, mining, and liquidity pool opportunities (collectively referred to as "Opportunities"). It's important to note that we are not a bank, financial institution, or consulting firm, and we do not offer investment, tax, consulting, or financial advice or services.

B. User's Responsibility

As a user, you have the sole responsibility to decide which Opportunities are suitable for you. The benefits and risks of your decisions and the chosen Opportunities are entirely yours to bear. We do not guarantee the performance of the Opportunities you select.

C. Non-Advisory Role

Our role is strictly that of a neutral, arm's length contractual service provider. We do not own, control, oversee, or bear responsibility for the Opportunities you access. Consequently, we are not liable for your outcomes or any losses you may incur.

D. No Endorsement

We do not endorse, recommend, or provide any advice on the security, risks, or returns of any purchase or deployment of funds through the use of the Services. Our news feed, social media posts, informational materials, or other published information are purely educational and informational and should not be construed as financial advice.

E. High-Risk Nature of Crypto Assets

Cryptocurrencies and yields derived from staking, yield farming, mining, and liquidity pool opportunities are highly volatile and are considered high-risk activities. You should only engage in these activities if you are prepared to withstand the loss of all your deployed funds.

F. No Government Guarantee

Neither your deployed funds nor the yield derived from such activities is insured or guaranteed by any government agency or fund. The comparatively greater returns derived from such activities compared to traditional bank deposits reflect the greater risks you accept, including counterparty credit risk, systemic and operational risks, fraud risk, hacking, rug pulls, smart contract-based risks, and cryptocurrency and project risks.

G. Third-Party Opportunities

We do not endorse, recommend, or approve of any Opportunity merely because we provide a link to it via the Services. Such linkages are determined based on operational and technical considerations and do not imply our assessment or approval of such third-party Opportunity.

H. Independent Advice

We strongly advise you to seek independent legal, investment, technological, and tax advice regarding all of your decisions. We are not responsible for any decisions you make based on the information provided through our Services.

III. Use of the Services

A. Limited License for Company Content

The Company grants you a limited license to use our Company Content solely as required to use the Services for your personal purposes. Your right to use any Company Content is subject to these Terms. You have no right to any Company Content or to the Company’s Site, software, or services except as set out in these Terms.

B. License for the Software

Subject to your compliance with the Terms, the Company grants you a non-assignable, non-transferable, non-sublicensable, revocable, and non-exclusive license to use the Software on computers you own or control solely for your personal purposes.

C. Responsibility for Device Security

You are responsible for the security of the device on which the Software is installed, including ensuring that you keep anti-virus Software current and otherwise protect the device on which the Software is installed against malware. The Company is not responsible for any loss or damages – including loss of funds or lockout from accounts accessed via the Software – resulting from your failure to keep the device on which the Software is installed safe and free of any malware.

D. Updates to Software and Services

The Software and Services are evolving, and you may be required to accept or install updates to the Software or Services or update third-party Software (i.e., browsers or OS) in order to keep using the Software or Services or access their latest features, including security updates. We may update the Software and Services at any time, without providing notice.

E. Restrictions on Use

By accessing the Services, you agree not to license, sell, rent, lease, transfer, assign, reproduce, distribute, host, make available or otherwise commercially exploit the Site, Software or Services or Company Content, or any portion thereof, including on a service bureau or time-sharing basis, or create derivative works based on the Site, Software or Services or Company Content.

F. Third-Party Providers

The Services may include links to third-party websites or services, and/or the third-party services may be made available to you through the Services. These services are subject to respective third-party terms and conditions. Please study these third-party terms and conditions carefully as they constitute an agreement between you and the applicable third-party service provider.

G. User Content

You are solely responsible for all User Content that you post, upload, link to or otherwise make available via the Service. You warrant that all User Content provides does not infringe, misappropriate or violate a third party’s patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.

H. Necessary Equipment and Software

You must provide all equipment and software necessary to connect to the Services, including but not limited to, a mobile device that is suitable to connect with and use the Services, in cases where the Services offer a mobile component.

I. Fees and Pricing

The Company reserves the right to determine pricing for the Services. The Company will make reasonable efforts to keep pricing information published on the website up to date. We encourage you to check our website periodically for current pricing information.

IV. User Responsibilities

A. Security and Interference

You agree not to interfere with, disrupt, or attempt to gain unauthorized access to the servers or networks connected to the Services or violate the regulations, policies, or procedures of such networks. You agree not to access (or attempt to access) any of the Services by means other than through the interface that is provided by the Company.

B. Compliance with Terms

You are responsible for complying with these Terms when you access this website, whether directly or through any account that you may setup through or on this website. Because it is your account, it is your job to obtain and maintain all equipment and services needed for access to and use of this website as well as paying related charges.

C. Investigations

The Company may choose to monitor or review any areas on the website where users transmit or post communications or communicate with each other, including, but not limited to chat rooms, bulletin boards, and user forums, for the purpose of promoting its efficiency, security, and customer protection.

V. Ownership

A. Ownership of Company Content

Except for User Content, the Services and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, and music, and all Intellectual Property Rights related thereto, are the exclusive property of the Company.

B. Trademarks

The Company name and logo are trademarks of the Company, and may not be copied, imitated or used, in whole or in part, without the prior written permission of the Company.

C. User Content

You retain all of your ownership rights in your User Content. However, by submitting User Content to the Company, you hereby grant the Company a worldwide, non-exclusive, royalty-free, sublicenseable and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Service and the Company's (and its successors' and affiliates') business.

D. Feedback

You agree that submission of any ideas, suggestions, documents, and/or proposals to the Company through its suggestion, feedback, wiki, forum or similar pages (“Feedback”) is at your own risk and that the Company has no obligations (including without limitation obligations of confidentiality) with respect to such Feedback.

VI. User Conduct

A. Prohibited Actions

You agree not to engage in any of the following prohibited activities: (i) copying, distributing, or disclosing any part of the Service in any medium, including without limitation by any automated or non-automated "scraping"; (ii) using any automated system, including without limitation "robots," "spiders," "offline readers," etc., to access the Service in a manner that sends more request messages to the Company servers than a human can reasonably produce in the same period of time by using a conventional on-line web browser.

B. Use of Third-Party Software and Services

You may choose to or we may invite you to download software from our Company or its business partners. Your use of this software may be subject to separate terms and conditions, which you must read and accept before using the software.

VII. Indemnification

A. Indemnification of Company

You agree to indemnify and hold the Company, its parents, subsidiaries, affiliates, officers, employees, agents, partners and licensors (if any) harmless from any claim or demand, including reasonable attorneys' fees, due to or arising out of your: (a) use of the Services; (b) violation of these Terms or any law or regulation; or (c) violation of any right of a third party.

VIII. Disclaimer of Warranties

A. Software, Site, and Services "As Is"

The Services, including all server and network components are provided on an “as is” and “as available” basis, without any warranties of any kind to the fullest extent permitted by law, and the Company expressly disclaims any and all warranties, whether express or implied.

B. Beta Releases and Experimental Features

From time to time, the Company may offer new “beta” features or tools with which its users may experiment. Such features or tools are offered solely for experimental purposes and without any warranty of any kind, and may be modified or discontinued at the Company’s sole discretion.

C. Third-Party Conduct

The Company does not control, is not responsible for and makes no representations or warranties with respect to any user or user conduct. You are solely responsible for your interaction with or reliance on any user or user conduct.

IX. Limitation of Liability

A. Disclaimer of Certain Damages

You understand and agree that in no event shall the Company parties be liable for any indirect, incidental, special, exemplary, or consequential damages arising out of or in connection with the Services, whether or not the Company parties have been advised of the possibility of such damages.

B. Cap on Company's Liability

To the maximum extent permitted by law, the Company parties shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, good-will, or other intangible losses.

C. Exceptions to Liability Limitation

Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

X. Term and Termination

A. Term of the Agreement

These Terms will remain in full force and effect while you use the Services. We may suspend or terminate your rights to use the Services at any time for any reason at our sole discretion, including for any use of the Services in violation of these Terms.

B. Termination by Company

The Company may terminate or suspend your access to or ability to use any and all Services immediately, without prior notice or liability, for any reason or no reason, including but not limited to if you breach any of the terms or conditions of this Agreement.

C. Termination by User

You may terminate your account and your right to use the Services at any time and for any reason by contacting customer service at support@sliver.money.

D. Effect of Termination

Upon termination of your rights under these Terms, your account and right to access and use the Services will terminate immediately. You understand that any termination of your account may involve deletion of your User Content associated with your account from our live databases.

XI. Dispute Resolution

A. Arbitration Agreement

You agree that any dispute, claim or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation or validity thereof or the use of the Services, will be settled by binding arbitration between you and the Company.

B. Arbitration Rules and Forum

The arbitration will be administered by the American Arbitration Association (“AAA”) in accordance with the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (the “AAA Rules”) then in effect, except as modified by this “Dispute Resolution” section.

C. Authority of Arbitrator

The arbitrator will have exclusive authority to (a) determine the scope and enforceability of this Arbitration Agreement and (b) resolve any dispute related to the interpretation, applicability, enforceability or formation of this Arbitration Agreement including, but not limited to any claim that all or any part of this Arbitration Agreement is void or voidable.

XII. General Provisions

A. Governing Law

These Terms and any action related thereto will be governed by the laws of the State of California without regard to its conflict of laws provisions.

B. Entire Agreement

These Terms constitute the entire agreement between you and the Company regarding your use of the Services, superseding any prior agreements between you and the Company relating to your use of the Services.

C. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions of these Terms will remain in full force and effect.

D. Waiver

The failure of the Company to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

E. Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without the Company’s prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null and of no effect.

F. Modifications to Terms

The Company reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect.

G. Contact Information

If you have any questions about these Terms, please contact us at support@sliver.money.

H. Electronic Communications

You consent to receive communications from us by email in accordance with these Terms and applicable law. You acknowledge and agree that all agreements, notices, disclosures and other communications that we provide to you electronically will satisfy any legal requirement that such communications be in writing.

I. Language of the Agreement

The language of this Agreement is English. All contract interpretations, notices and dispute resolutions shall be in English. Any translations of this Agreement or other communications are provided for convenience only.